html * {

    margin: 0;
	padding: 0;
	font-family:Verdana, Arial, Helvetica, sans-serif; font-size:12px;

}

A:link {text-decoration: none; color:#0000FF}
A:visited {text-decoration: none; color:#000000}
A:active {text-decoration: none; color:#0066FF}
A:hover {text-decoration: none; color:#3300CC

}

h1 {
    font-family:Arial; font-size:20px; color:#999999;

}
.clear {

    clear: both;
}

.top {
 
   font-familly:Veranda; font-size:36px;
}

#wrapper {

    margin-left: auto;
	margin-right: auto;
    width: 700px;

}

hr {
border: 0;
border-top: 1px solid #ccc;


}

#header {

    width: 700px;
	height: 80px;
	border:1px solid #ffffff;

}

#headerIns {

    width: 510px;
	height: 75px;
	border:1px solid #ffffff;
	float:right;
	margin-top:30px;
}	

#leftCol {

    width: 170px;
	height: 500px;
	float: left;
	border:1px solid #ffffff;
	padding: 10px;
	

}


#rightCol {

    float: left;
	padding-left:0px;
    width: 495px;
	height: 650px;
	border:1px solid #ffffff;

}

#rightColIns {

    float: left;
    width: 490px;
	height: 175px;
	border: 1px solid #ffffff;

}

#rightColInsLeft {

    float: left;
	width:  230px;
	height: 170px;
	border: 1px solid #ffffff;
	
}	

#rightColInsRight {
 float: right;
 width: 150x;
 height: 170px;
 border: 1px solid #ffffff;
 
}

#leftColNav {

   float: left;
   width: 165px;
   height: 440px;
   border: 1px solid #ffffff;
}
  
#leftColInsBottom {

   float: left;
   width: 165px;
   height: 200px;
   border: 1px solid #ffffff;  
   
}

#leftColBottom {

float: left;
width: 120px;
height: 120px;


}


#footer {

    width: 700px;
	height: 80px;
	background: #ffffff;

}

#contact-form {

margin-left: 40px;

}